Most common
Cherry
Patient-financing tailored to medical and aesthetic care. Soft credit check, no impact on your score, instant decision. Terms typically 3–24 months; some plans run 0% APR for qualified borrowers.
Pre-qualify with Cherry →Financing
Pay over time, without the markup.
We accept Cherry, Care Credit, and Afterpay. Pre-qualifying takes a couple of minutes and uses a soft credit check that doesn't affect your score. Whichever option fits, we don't add a financing surcharge — the price is the price.
How it works
Pre-qualify with any partner below, then bring the approval to your visit. We'll apply it at checkout. No financing call, no paperwork shuffle — bring your phone, we'll handle the rest.
Cherry · monthly payment calculator
See what a payment looks like.
Cherry's calculator estimates a monthly payment based on the amount you want to finance and the term you choose. Pre-qualification is a soft credit check — no impact on your score.
Our three partners
Three options. No surcharge from us.
Each one structures payments differently. Pre-qualify with one (or all three) and bring whichever approval you'd like to use.
Healthcare credit
Care Credit
A healthcare credit card from Synchrony with promotional financing on qualifying treatment amounts. Apply once, use it for future visits — to The Body Lab or other CareCredit providers.
Apply for Care Credit →Pay in four
Afterpay
Buy-now-pay-later split into four interest-free installments over six weeks. Best fit for smaller treatments where you'd rather spread the cost across two pay periods.
Learn about Afterpay →A few honest notes
The fine print, in plain English.
We don't add a financing fee
Some practices charge an extra 3–5% when you use financing to offset their merchant fees. We don't. The treatment price is the same whether you pay up front or finance over six months.
Pre-qualification is a soft check
None of these partners run a hard credit pull at pre-qualification — your score is unaffected. Hard pulls only happen if you formally accept a financing offer and proceed.
Approval ≠ obligation
You can pre-qualify, walk into your consultation, decide a treatment isn't right for you, and walk out. The approval expires; you owe nothing.
Free consultation is free
No partner financing required just to sit down and talk. We never quote pricing without a real plan, and we never recommend financing as a way to "add one more thing."
Ready when you are
Book a free consultation. Pre-qualify on the way.
We'll talk through what you want, what's possible, and what fits your budget. You can pre-qualify with any partner above before, during, or after — there's no rush.